Steve Klesner from the law firm of Johnston, Stannard, Klesner, Burbidge & Fitzgerald, P.L.C., serves clients in Iowa from offices in Iowa City, Cedar Rapids and Muscatine. Steve has over 20 years of experience representing consumers in bankruptcy, and limits his practice to only bankruptcy and bankruptcy-related areas of the law, such as foreclosure and consumer lawsuit defense. Our firm effectively serve clients statewide by our use of phone, e-mail, fax, and mail.  We stay current on top of modern technology to make Chapter 7 and Chapter 13 bankruptcy available to those who are busy with job and family demands, who have health issues which make travel difficult, or have other reasons to avoid traveling to see a lawyer.  While we encourage face-to-face meetings, you may be able to file a bankruptcy case with the help of a bankruptcy lawyer without traveling to an appointment.  Just give us a call.* The purpose of this website is to provide some basic information about bankruptcy law in Iowa so that consumers will be better able to discuss their options with a bankruptcy attorney. You should never rely on a website or any other general information. Rather, you should meet in-person with a lawyer for advice that fits your situation. Filing a Chapter 7 or Chapter 13 bankruptcy case will stop foreclosures, repossessions, and garnishments.  You will find information in this site about what bankruptcy case and cannot do for you, and you are encouraged to speak with an attorney about the details of your situation as soon as you are aware of your financial difficulties. If you want more detailed information than is contained in this site, or you want to begin preparing for a meeting with an attorney, then call (319)338-9852 to request a Common Questions brochure and a Questionnaire (or use the links on this page), or to set up a cost-free, obligation-free consultation. Keep in mind that the information in this site is intended for persons who are considering filing for bankruptcy relief in Iowa. Residents of other states should seek advice from attorneys licensed in those states. * While we serve clients statewide, for those wanting a Chapter 7 and Chapter 13 bankruptcy attorney with an office in central Iowa, Jeff Mathias may be able to help you.  His website is found here: www.iowabankruptcyguide.com/.	click here to download our questionnaire click here for a checklist of documents we will need click here for a Q & A click here for a form to authorize us to pull your credit report   For a FREE EVALUATION of your case, open the documents from the links above. Or call (319) 338-9852 to talk to Steve. We recognize our clients have different needs, and wish to meet those needs in ways that are most convenient to them. We are willing to have office meetings, phone meetings, or be more creative to work around your schedule or other needs. At minimum, however, we need certain documents from you.  We are flexible about how you provide those documents (see options under "Sending Your Info" tab).  We need: The past seven months of paystubs for you and your spouse, even if your spouse isn't filing (but not if you are separated).  If you don't have all of them, your employer should be able to print a report summarizing your income. The past two years of tax returns, complete with W-2s.  If you can't find them, we can help you get them. Permission to order a credit report.  The form is available above. Copies of any bills and collection letters.  We need to know about ALL of your debts, including ones you want to pay. Let us know if you have had income in the past six months other than wages.  Examples: self-employment/business, child support, unemployment, worker's compensation, Social Security, rental income, inheritance, pension. Any document showing the value of your pensions or other financial investments, including cash value life insurance policies, college savings accounts, stocks, bonds, etc.   We invite you to submit your questions or comments below. Or email us here.   Your name: Your email address: Your questions or comments:                                             This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.