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Welcome to Bankruptcy in Iowa, by bankruptcy lawyer Steve Klesner. Steve is an experienced Chapter 7 and Chapter 13 bankruptcy attorney from the law firm of Johnston, Stannard, Klesner, Burbidge & Fitzgerald, P.L.C., serving clients in Iowa from offices in Iowa City and Muscatine. From these offices, we are
available to clients in several Iowa counties, including Johnson, Muscatine, Linn, Washington, Benton, Keokuk, Louisa, Black
Hawk, Buchanan, Cedar, Delaware, Des Moines, Fayette, Henry, Jones, Iowa, Jefferson, Lee, Mahaska, Poweshiek, Scott, Tama,
and Van Buren.
We also effectively serve clients statewide by our use of phone, e-mail, fax, and mail.
We do this to make Chapter 7 and Chapter 13 bankruptcy available to those who are too busy with job and family demands, who
have health issues which make travel difficult, or have other reasons to avoid traveling to see a lawyer. While we encourage
face-to-face meetings, you may be able to file a bankruptcy case with the help of a bankruptcy lawyer without traveling
to an appointment. Just give us a call.
While we serve clients statewide, for those wanting a Chapter
7 and Chapter 13 bankruptcy attorney with an office in central Iowa, Jeff Mathias may be able to help you. His website
is found here: www.iowabankruptcyguide.com/.
The purpose of this website is to provide some basic information about bankruptcy law in Iowa so that consumers
will be better able to discuss their options with a bankruptcy attorney. You should never rely on a website or any other
general information. Rather, you should meet in-person with a lawyer for advice that fits your situation.
Filing
a Chapter 7 or Chapter 13 bankruptcy case will stop foreclosures, repossessions, and garnishments.
You will find information in this site about what bankruptcy case and cannot do for you, and you are encouraged to speak with
an attorney about the details of your situation as soon as you are aware of your financial difficulties.
If you
want more detailed information than is contained in this site, or you want to begin preparing for a meeting with an attorney,
then call (319)338-9852 to request a Common Questions brochure and a Questionnaire (or use the links on this page), or to
set up a cost-free, obligation-free consultation.
Keep in mind that the information in this site is intended for
persons who are considering filing for bankruptcy relief in Iowa. Residents of other states should seek advice from attorneys
licensed in those states.
Steve Klesner
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For a FREE EVALUATION of your case, open the documents from the links below. Or call (319) 338-9852
to talk to Steve.
Click here for a fillable questionnaire which you can quickly complete and email to us for review of your case
Click here for answers to common questions about bankruptcy
Click here for a list of documents needed to prepare your case
An authorization form for us to order a credit report -- print, sign, and mail to us
We are flexible. Want to meet in person? That's great. Give us a call. Want to minimize travel
and time off from work? We'll work with you. At minimum, we need certain things from you, and we don't care how
you get these things to us (see options under "Sending Your Info" tab). We need: - The past seven
months of paystubs for you and your spouse, even if your spouse isn't filing (but not if you are separated). If you
don't have all of them, your employer should be able to print a report summarizing your income.
- The past two years
of tax returns, complete with W-2s. If you can't find them, we can help you get them.
- Permission to order a
credit report. The form is available above.
- Copies of any bills and collection letters. We need to know
about ALL of your debts, including ones you want to pay.
- Let us know if you have had income in the past six months
other than wages. Examples: self-employment/business, child support, unemployment, worker's compensation, Social Security,
rental income, inheritance, pension.
- Any document showing the value of your pensions or other financial investments,
including cash value life insurance policies, college savings accounts, stocks, bonds, etc.
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